Contract Works Insurance

Wherever there is the construction of buildings or civil works, there is a risk of loss or damage. The contract governing the works will place the responsibility for this loss or damage with either the Contractor or Employer.

A Contract Works or Contractors All Risks insurance policy can protect either of these parties against the cost of this loss or damage, including:

  • Cover for damage to permanent and temporary works and free issue materials, whilst on site and whilst in transit to and from the site
  • Cover for owned and hired in plant and machinery
  • Up to 12 months cover after completion for contractual obligations forming part of the maintenance or defects liability period
  • Cover for any party that is required to be a joint named insured under the contract
  • Additional cover as standard including Professional fees and Debris Removal. Please refer to the policy wording for a full list of extensions.

We understand that a construction site is a busy site and that plant needs to be brought in specially, depending on the project.


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    Established in 1972, Thomas Carroll is a multi discipline risk consultancy covering business and personal insurance, financial services, health, safety and employment law.
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