Credit Insurance

Credit Insurance provides cover against the insolvency or default of your customers, making sure your invoices are paid and helping you manage external factors, such as political situations. In difficult worldwide trading conditions credit insurance is seen as an essential tool to protect cash flow.

Whilst the policy is designed to indemnify you against losses incurred from non payment of commercial debt, insurers aim is to help your business avoid foreseeable credit losses, with insurers providing you with information about customers, their credit worthiness, trade sectors and economic trends helping you manage your customer base and balance sheet exposure.

If a loss does then occur with an insured customer, your insurers will indemnify the loss up the policy’s credit limit.


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    Established in 1972, Thomas Carroll is a multi discipline risk consultancy covering business and personal insurance, financial services, health, safety and employment law.
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