Shop Insurance Package

Shop insurance or retail insurance is a requirement to keep you, your business and any employees you may have protected. As a business owner you are always at risk from many eventualities, for instant malicious damage to your premises, theft of stock via a burglary or employees, damage by storm, flood or fire could seriously threaten your business.

To ensure your retailer insurance offers the best cover, check out these points:

  • List your business electronics, like computers, lap tops, printers, scanners, telephones. Check the sum insured under the policy is adequate to cover all your assets including stock fluctuations.
  • Shop insurance is unlikely to cover the value of your data and specialist software – just the hard drive that stores the information, so back up online to a remote server. Those hard drives will go down at some time anyway, so online backups are a sensible precaution. Computer cover can often be included under a shop package- check your cover
  • Check your locks, bar the windows and look for weak-spots that are out of sight that burglars can exploit. Fit CCTV and PIN code locks for extra peace of mind. Your policy will require a minimum level of security- make sure you can comply.

Typical features our Shop Insurance Packages may include cover in respect of;-

  • Stock including seasonal increases
  • Contents & computer equipment ( including computer breakdown & book debts)
  • Glass & signage
  • Money & assault
  • Goods in transit
  • Legal Liabilities

– Employers

– Public

– Commercial Legal Expenses

  • Work away from the premises
  • Industry specific covers such as loss of licence, hair & beauty treatment risks
  • No Claims Discount
  • Business Interruption
  • Loss of metered water
  • Engineering breakdown cover in respect of essential items such as tills
  • Contact Us

    Name (required)
    Preferred Contact Number
    Email (required)
    Preferred Method of Contact
    How can we help?

    Please leave this field empty.

  • About

    Established in 1972, Thomas Carroll is a multi discipline risk consultancy covering business and personal insurance, financial services, health, safety and employment law.
    Read More
  • Mailing List

    Sign up here for exclusive information from Thomas Carroll.
  • Connect With Us

  • Existing Customers

#HappyFriday! We can't wait to attend the #Finance Awards Wales later on where our Finance Manager @5arahLou83 is shortlisted for Financial Controller of the Year. Good luck Sarah! @finawardswales #finawards

About 12 hours ago

Follow Thomas Carroll on Twitter
Thomas Carroll Logo Small Thomas Carroll voted among the UK's 100 best companies to work for in the Sunday Times