Scheme and Franchise Risk Management

Special Risks, Schemes and Franchise Division

Our special risks division has been specifically designed to provide specialist insurance and risk management schemes for professional bodies, trade associations, franchises and franchisors.

Our Group Services Approach

Thomas Carroll Special Risks provides the benefit of a tailor made scheme approach to risk management and employee benefits, including business insurance, personal insurance, financial advice, health & safety and employment law consultancy.

Bespoke Risk Management Solution

The team work hard to understand the unique and diverse needs of each client to offer a truly bespoke solution, which delivers consistent cover quality, protecting your brand and assets.

From private insurance to commercial risk management, each scheme we arrange will enable you to benefit from our family of integrated services and professional approach. Our client focussed ethos has resulted in strong and long-lasting relationships which have seen our award winning group grow from strength to strength.

The primary aim of our dedicated schemes division is to tailor our group services proposition for: Associations;  Affinities; Franchises / Franchisors; Niche Sectors.


We work closely with a number of trade associations nationwide, offering a menu of products and services to meet the needs of specific trades and sectors. Our ‘Group Approach’ allows us to offer exclusive benefits across our business ensuring association members receive a service which is truly market leading and bespoke.


Having been appointed by a number of affinity groups over recent years, we help to negotiate the best possible value. Large buying groups appoint Thomas Carroll to manage innovative risk solutions and provide access to up to date MI across health and safety, insurance and auto enrolment schemes. Whilst offering economies of scale, our scheme ensures a consistent level of quality, brand protection and reputational enhancement for affinities.

 Niche Markets

We advise clients working in specialist or unusual trades and offer international cover for complex risks. Thomas Carroll will get to know your business and offer bespoke solutions for your unique requirements.


Our expertise and experience in the franchise market means we are well versed in arranging franchisor led risk management schemes across a network of franchisees.

Thomas Carroll Group are appointed professional suppliers to the British Franchise Association. This is a true testament to our proposition and our award winning services. Most of the work we do in this sector both for franchisors and franchisees is generated through recommendation.

Contact details: 02920 887733

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  • About

    Established in 1972, Thomas Carroll is a multi discipline risk consultancy covering business and personal insurance, financial services, health, safety and employment law.
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#HappyFriday! We can't wait to attend the #Finance Awards Wales later on where our Finance Manager @5arahLou83 is shortlisted for Financial Controller of the Year. Good luck Sarah! @finawardswales #finawards

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