From booking flights to planning what to pack, holidays can take weeks to organise. If you are looking forward to a family autumn-winter break, don’t forget to invest a short time in securing your travel insurance.
A holidaymaker in Spain had to pay £20,000 to cover the cost of treatment for a heart infection and bleeding on the brain, and an air ambulance back to the UK. If you or a family member fell ill and needed to get home in an emergency from the USA’s East Coast, you would be looking at £35-45,000 for an air ambulance. The burning question is, can you afford to not take out travel insurance?
Travel insurance can protect you against losses such as non-refundable airfare, hotel and tour expenses, as well as losses due to medical emergencies or damage to personal property. You never know what could happen, and so it’s worth making sure you have the right cover in case disaster strikes. In this article, we introduce you to a few major types of travel insurance that you should consider to protect you and your family on holiday.
Travel Delay
Reimburses you for pre-paid travel expenses if you are unable to go on your holiday because of a travel delay, such as a flight delay or cancellation.
Holiday Cancellation
Reimburses you for pre-paid travel expenses if you are unable to go on your holiday because you or a family member becomes ill.
Travel Disruption
Reimburses you for pre-paid travel expenses if you or a family member becomes ill, or because of any other inconveniences outlined in your policy, such as bad weather and airline strikes, that cause you to cut your holiday short.
Medical/Health
Reimburses you for medical and emergency dental expenses that you have as a result of illness or injury while you are travelling.
Loss of Baggage
Reimburses you for lost, damaged or stolen personal items. Please note, this usually doesn’t cover personal items lost or damaged by an airline, so be sure to check your policy for the items that wouldn’t be covered.
Have any questions about travel insurance?
There are many more types of travel insurance in addition to the above. If you want to learn more about how to fully protect your family on holiday, contact one of our experienced brokers on 02920 853788. If you are an existing customer, please get in touch with your personal account executive.
For a fast and convenient way to set-up your travel insurance, click here for our 24/7 online facility. Get a quote and buy your travel insurance online, in no time at all.
Source: https://www.wanderlust.co.uk/content/potential-costs-without-travel-insurance/
