COVID-19 Notice: Thomas Carroll remain committed to putting our clients at the forefront of what we do. We are fully operational at home so that we can continue to provide the same quality service that you normally enjoy from our team. Please click here for our COVID-19 risk management updates and advice hub.

If you’re in business, we have produced a number of guides, checklists and templates to help with your return to work preparations and ensuring your workplace is safe for your employees in these challenging times.


In the unfortunate event an employee was to become critically ill or experience a serious injury, critical illness cover can pay out a lump sum to help them make the necessary lifestyle amendments at home.

The cover provides employees with financial support to reduce the impact of an accident or illness. The financial support could help to cover things such as mortgage payments, child care costs and household bills. The pay-out can also be used to help make lifestyle or home adjustments if needed.

Both critical illness and life insurance cover provide important protection against different circumstances, and we offer both policies with flexible cover options.