COVID-19 Notice: Thomas Carroll remain committed to putting our clients at the forefront of what we do. In light of Caerphilly county being placed under local lockdown from 6:00pm on 8th September 2020, we wanted to remind you that we are fully operational whilst working from home, so that we can continue to provide the same quality service that you normally enjoy from our team. To find a contact number for a member of our team, please click here.

Visit our COVID-19 risk management updates and advice hub here. If you’re in business, we have produced a number of guides, checklists and templates to help with your return to work preparations and ensuring your workplace is safe for your employees in these challenging times.


In the unfortunate event an employee was to become critically ill or experience a serious injury, critical illness cover can pay out a lump sum to help them make the necessary lifestyle amendments at home.

The cover provides employees with financial support to reduce the impact of an accident or illness. The financial support could help to cover things such as mortgage payments, child care costs and household bills. The pay-out can also be used to help make lifestyle or home adjustments if needed.

Both critical illness and life insurance cover provide important protection against different circumstances, and we offer both policies with flexible cover options.