It will never happen to you, right? What are the chances of something actually going wrong with your holiday? The truth is, it could. In 2016, a staggering £365 million was paid out by travel insurers*. From lost luggage, sickness and injuries to last minute cancellations and even natural disasters, there are many things that could disrupt your travel plans.
We all look forward to our holidays and having a chance to relax and spend quality time with our loved ones. However, in the excitement leading up to a trip, it’s important to plan ahead and make sure that you and your family are protected before you head off. It’s better to be safe than sorry! Below, we’re sharing three quick tips to help you get the right cover.
Have itchy feet?
Take the time to consider whether you will need a single trip policy or an annual multi-trip policy. If you know you are going to be travelling several times within a year, planning in advance and taking out an annual insurance policy can be more cost effective compared to insuring yourself for each individual trip.
Go the extra mile
It’s worth adding on travel disruption cover to your insurance policy to protect yourself should unexpected events, such as bad weather conditions or airline complications arise. That way, costs from your accommodation providers, transport operator, tour operator, refund of tickets, alternative accommodation and transfers will be covered.
Get off the beaten track
If you will be hiring a car while on holiday, don’t forget to take out an insurance policy to protect yourself in the event of an accident. Excess insurance will cover the cost of any excess charge on your car hire policy, as well as your rental car key, personal possessions and excess charges for tyre, wheels and undercarriage damage.
Protect your holiday from the get-go
So, what are you waiting for? Get the cover you need today and look forward to your holiday safe in the knowledge that you and your family are protected. With Thomas Carroll, you can get a quote and buy your travel insurance online, or give our experienced brokers a call on 02920 887733.
*Travel Insurance Statistics, Finder, 2018, https://www.finder.com/uk/travel-insurance-statistics