Accidental damage cover is designed to insure the policy holder’s possessions against damage caused by acts of negligence – for example, spillages and breakages at the business address or at home.
The accidental damage peril can also apply to the buildings cover under your Policy.
For residential risks, the cover is generally sold as an add-on to standard cover.
It is a Policy requirement for the Policy holder to maintain their property and avoid any unnecessary damage or injury.
What to do in the event of accidental damage and to submit a claim:
For guidance with the notification of a claim, please contact your appointed Thomas Carroll Claims Executive, email email@example.com or call us on 02920 853788.
Alternatively, please refer to your Policy documents for emergency helplines and procedures to notify a claim.