COVID-19 Notice: Thomas Carroll remain committed to putting our clients at the forefront of what we do. In light of Caerphilly county being placed under local lockdown from 6:00pm on 8th September 2020, we wanted to remind you that we are fully operational whilst working from home, so that we can continue to provide the same quality service that you normally enjoy from our team. To find a contact number for a member of our team, please click here.

Visit our COVID-19 risk management updates and advice hub here. If you’re in business, we have produced a number of guides, checklists and templates to help with your return to work preparations and ensuring your workplace is safe for your employees in these challenging times.


A Relevant Life Plan is an individual life insurance policy that can be taken out by a business. It is designed to pay a lump sum if the person covered dies or is diagnosed with a terminal illness whilst employed.

Having a Relevant Life Plan can be particularly beneficial for high earning individuals, such as directors or business owners, where ‘death in service’ cover does not form part of their ‘lifetime allowance’.

Directors wishing to provide their own individual ‘death in service’ benefits without taking out a scheme on all employees also opt for a Relevant Life Plan.

Importantly, the cover provides families with peace of mind and financial reassurance in the event of terminal illness and death.