COVID-19 Notice: Thomas Carroll remain committed to putting our clients at the forefront of what we do. Our Business Continuity Plan has been implemented and we are now working remotely. We want to ensure that we can continue to operate as best as possible to provide the same quality service that you normally enjoy from our team. Please click here for alternative contact details so that you can reach our team when you need us most.

For COVID-19 risk management updates, information and advice, please click here.


As a business owner or director, it is important that you purchase key person protection to help safeguard your business. This is an insurance cover that provides funds to help the business if a key person dies or is critically ill.

A key person is an employee whose absence would affect profits and those whose experience and leadership are important to the future success of your business. The cover provides a cash pay-out which you may need to help find a suitable replacement or replace lost profits.