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Shareholder Protection allows the remaining business shareholders to stay in control of the organisation following the death of another business owner or shareholder.

In the event of a business owner dying or being diagnosed with a critical illness, share protection can provide a lump sum to the remaining business owners. This could be used to help purchase the deceased shareholder’s interest in the business.

If a business owner dies with no share protection in place, their share in the business may be passed on to family. It is worth having a Shareholder Protection Policy in place to help ensure shares are retained.